Greenville Savings Bank
Greenville, PA · Cert 30637 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 3 branches
Q2 2026
$342.7MAssets
$276.4MLoans
$256.4MDeposits
$44.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 73% of banks under $1B in assets operating in a single state (rank 200 of 746).
- Widest gap: net interest margin trails 91% of banks under $1B in assets operating in a single state (rank 678 of 746).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.72%
Rank 561 of 746
Net Interest Margin
2.72%
Rank 678 of 746
Efficiency Ratio
68.42%
Rank 440 of 746
Equity / Assets
12.87%
Rank 200 of 746
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 41% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.72% | 1.06% | 1.45% | Beats 25% | 561 / 746 | | |
| Return on Equity | 5.60% | 6.74% | 10.51% | 13.63% | Beats 20% | 596 / 746 | | |
| Net Interest Margin | 2.72% | 3.17% | 3.68% | 4.16% | Beats 9% | 678 / 746 | | |
| Efficiency Ratio | 68.42% | 55.74% | 64.58% | 75.47% | Beats 41% | 440 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.09% | 0.42% | 1.07% | Beats 69% | 235 / 743 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 45% | 412 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 12.84% | 11.55% | 13.75% | 17.60% | Beats 40% | 451 / 746 | | |
| Total Risk-Based Capital Ratio | 12.84% | 11.71% | 14.33% | 18.43% | Beats 35% | 485 / 746 | | |
| Equity / Assets | 12.87% | 8.90% | 10.51% | 13.06% | Beats 73% | 200 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 107.80% | 61.31% | 78.27% | 90.78% | 96th pctl | 33 / 746 | | |
| Loans / Assets | 80.65% | 53.60% | 66.97% | 76.08% | 87th pctl | 98 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |