Abbeville First Bank, SSB
Abbeville, SC · Cert 30619 · Peer group: banks under $1B in assets (n=570-617)
SI · FDIC · 2 branches
Q2 2026
$138.8MAssets
$91.2MLoans
$114.4MDeposits
$12.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 49% of banks under $1B in assets (rank 314 of 617).
- Widest gap: total risk-based capital ratio trails 87% of banks under $1B in assets (rank 534 of 617).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.83%
Rank 391 of 617
Net Interest Margin
3.53%
Rank 317 of 617
Efficiency Ratio
74.23%
Rank 407 of 617
Equity / Assets
8.88%
Rank 481 of 617
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 34% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.60% | 1.01% | 1.45% | Beats 37% | 391 / 617 | |
| Return on Equity | 9.36% | 5.30% | 9.43% | 13.30% | Beats 49% | 314 / 617 | |
| Net Interest Margin | 3.53% | 3.04% | 3.54% | 4.05% | Beats 49% | 317 / 617 | |
| Efficiency Ratio | 74.23% | 58.03% | 67.76% | 79.08% | Beats 34% | 407 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.09% | 0.47% | 1.27% | Beats 36% | 366 / 570 | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.06% | Beats 33% | 381 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 11.18% | 13.83% | 18.55% | Beats 15% | 524 / 617 | |
| Total Risk-Based Capital Ratio | 10.38% | 11.56% | 14.39% | 19.39% | Beats 13% | 534 / 617 | |
| Equity / Assets | 8.88% | 9.03% | 10.55% | 13.63% | Beats 22% | 481 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 79.73% | 64.77% | 79.70% | 93.06% | 50th pctl | 290 / 582 | |
| Loans / Assets | 65.70% | 51.70% | 67.18% | 77.51% | 47th pctl | 327 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |