First Federal Bank of Wisconsin
Waukesha, WI · Cert 30422 · Peer group: banks under $1B in assets in WI (n=110-113) · FFBW Inc.
State savings bank · OCC · 5 branches
Q2 2026
$285.9MAssets
$225.8MLoans
$205.9MDeposits
$63.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: return on equity trails 92% of banks under $1B in assets in WI (rank 104 of 113).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.96%
Rank 79 of 113
Net Interest Margin
4.28%
Rank 9 of 113
Efficiency Ratio
74.91%
Rank 92 of 113
Equity / Assets
22.09%
Rank 6 of 113
Non-interest income vs. expense
Unfavorable gap of $8.9M · efficiency ratio beats 19% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.85% | 1.17% | 1.51% | Beats 30% | 79 / 113 | |
| Return on Equity | 4.36% | 7.70% | 10.77% | 13.67% | Beats 8% | 104 / 113 | |
| Net Interest Margin | 4.28% | 3.19% | 3.59% | 3.89% | Beats 92% | 9 / 113 | |
| Efficiency Ratio | 74.91% | 54.61% | 62.43% | 71.88% | Beats 19% | 92 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.03% | 0.24% | 0.91% | Beats 79% | 24 / 110 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | |
| Capital |
| Tier 1 Capital Ratio | 25.34% | 11.22% | 12.95% | 15.76% | Beats 91% | 10 / 113 | |
| Total Risk-Based Capital Ratio | 26.59% | 11.57% | 13.59% | 16.73% | Beats 91% | 10 / 113 | |
| Equity / Assets | 22.09% | 9.17% | 10.74% | 13.13% | Beats 95% | 6 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 109.66% | 76.54% | 86.37% | 98.93% | 92nd pctl | 9 / 112 | |
| Loans / Assets | 78.98% | 63.07% | 71.33% | 78.84% | 75th pctl | 28 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |