Tecumseh Federal Bank
Tecumseh, NE · Cert 30395 · Peer group: banks under $1B in assets in NE (n=83)
State savings bank · OCC · 1 branch
Q2 2026
$53.1MAssets
$26.2MLoans
$36.3MDeposits
$11.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 95% of banks under $1B in assets in NE (rank 4 of 83).
- Widest gap: return on equity trails 99% of banks under $1B in assets in NE (rank 82 of 83).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.26%
Rank 82 of 83
Net Interest Margin
2.43%
Rank 79 of 83
Efficiency Ratio
84.91%
Rank 82 of 83
Equity / Assets
20.99%
Rank 4 of 83
Non-interest income vs. expense
Unfavorable gap of $1.0M · efficiency ratio beats 2% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.26% | 0.93% | 1.20% | 1.51% | Beats 1% | 82 / 83 | | |
| Return on Equity | 1.26% | 8.04% | 10.34% | 13.11% | Beats 1% | 82 / 83 | | |
| Net Interest Margin | 2.43% | 3.25% | 3.62% | 4.02% | Beats 5% | 79 / 83 | | |
| Efficiency Ratio | 84.91% | 51.13% | 59.95% | 67.19% | Beats 2% | 82 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.00% | 0.19% | 0.96% | Beats 53% | 40 / 83 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.02% | Beats 20% | 67 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 21.26% | 10.94% | 13.24% | 16.62% | Beats 90% | 8 / 83 | | |
| Total Risk-Based Capital Ratio | 21.26% | 11.04% | 13.54% | 17.63% | Beats 88% | 10 / 83 | | |
| Equity / Assets | 20.99% | 9.90% | 11.31% | 13.84% | Beats 95% | 4 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.97% | 71.97% | 83.15% | 92.22% | 24th pctl | 63 / 83 | | |
| Loans / Assets | 49.29% | 57.96% | 69.15% | 77.64% | 13th pctl | 72 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |