Streator Home Savings Bank
Streator, IL · Cert 30357 · Peer group: banks under $1B in assets in IL (n=149-151)
SI · FDIC · 1 branch
Q2 2026
$137.0MAssets
$40.0MLoans
$106.5MDeposits
$28.8MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 97% of banks under $1B in assets in IL (rank 5 of 151).
- Widest gap: return on equity trails 100% of banks under $1B in assets in IL (rank 151 of 151).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-19.74%
Rank 151 of 151
Net Interest Margin
2.90%
Rank 126 of 151
Efficiency Ratio
52.41%
Rank 28 of 151
Equity / Assets
21.03%
Rank 5 of 151
Non-interest income vs. expense
Unfavorable gap of $2.0M · efficiency ratio beats 82% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -19.74% | 0.70% | 1.03% | 1.34% | Beats 0% | 151 / 151 | |
| Return on Equity | -93.89% | 6.74% | 9.34% | 12.94% | Beats 0% | 151 / 151 | |
| Net Interest Margin | 2.90% | 3.02% | 3.43% | 3.83% | Beats 17% | 126 / 151 | |
| Efficiency Ratio | 52.41% | 54.64% | 64.89% | 72.50% | Beats 82% | 28 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.20% | 0.66% | 1.77% | Beats 38% | 94 / 149 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.07% | Beats 67% | 50 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 21.99% | 11.83% | 14.17% | 18.66% | Beats 85% | 23 / 151 | |
| Total Risk-Based Capital Ratio | 21.99% | 12.22% | 14.54% | 19.92% | Beats 83% | 25 / 151 | |
| Equity / Assets | 21.03% | 9.10% | 10.65% | 12.40% | Beats 97% | 5 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 37.59% | 54.39% | 71.02% | 80.75% | 5th pctl | 141 / 149 | |
| Loans / Assets | 29.20% | 45.91% | 61.31% | 68.01% | 3rd pctl | 146 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |