East Wisconsin Savings Bank
Kaukauna, WI · Cert 30313 · Peer group: banks under $1B in assets in WI (n=110-113) · Ewsb Bcorp Inc.
SI · FDIC · 4 branches
Q2 2026
$265.8MAssets
$187.1MLoans
$226.2MDeposits
$14.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 67% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: equity / assets trails 100% of banks under $1B in assets in WI (rank 113 of 113).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
-0.39%
Rank 111 of 113
Net Interest Margin
1.79%
Rank 113 of 113
Efficiency Ratio
112.68%
Rank 112 of 113
Equity / Assets
5.33%
Rank 113 of 113
Non-interest income vs. expense
Unfavorable gap of $5.6M · efficiency ratio beats 2% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.39% | 0.85% | 1.17% | 1.51% | Beats 2% | 111 / 113 | | |
| Return on Equity | -7.27% | 7.70% | 10.77% | 13.67% | Beats 1% | 112 / 113 | | |
| Net Interest Margin | 1.79% | 3.19% | 3.59% | 3.89% | Beats 0% | 113 / 113 | | |
| Efficiency Ratio | 112.68% | 54.61% | 62.43% | 71.88% | Beats 2% | 112 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.03% | 0.24% | 0.91% | Beats 67% | 37 / 110 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.01% | Beats 15% | 95 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 11.80% | 11.22% | 12.95% | 15.76% | Beats 32% | 77 / 113 | | |
| Total Risk-Based Capital Ratio | 12.63% | 11.57% | 13.59% | 16.73% | Beats 35% | 73 / 113 | | |
| Equity / Assets | 5.33% | 9.17% | 10.74% | 13.13% | Beats 0% | 113 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.69% | 76.54% | 86.37% | 98.93% | 41st pctl | 66 / 112 | | |
| Loans / Assets | 70.39% | 63.07% | 71.33% | 78.84% | 46th pctl | 61 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |