PackageTrendsPeer
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Maspeth Federal Savings and Loan Association

Maspeth, NY · Cert 30303 · Peer group: banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=35-36)

State savings bank · OCC · 8 branches

Q2 2026

$2.2BAssets
$2.0BLoans
$1.4BDeposits
$772.3MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 11 of 36).
  • Widest gap: return on equity trails 86% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 30 of 35).
  • Overall: at or above the peer median on 7 of 9 directional measures.

Return on Assets

1.10%

Rank 16 of 36

Net Interest Margin

3.63%

Rank 9 of 36

Efficiency Ratio

59.29%

Rank 16 of 35

Equity / Assets

34.92%

Rank 1 of 36

Non-interest income vs. expense

$0.0M$47.9MINCOMEEXPENSE
Unfavorable gap of $47.9M · efficiency ratio beats 57% of banks $1B-$10B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 59.29%Peer median 63.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.10%0.65%1.00%1.72%Beats 56%16 / 36
Return on Equity3.14%5.35%9.30%13.56%Beats 14%30 / 35
Net Interest Margin3.63%2.66%3.13%3.63%Beats 75%9 / 36
Efficiency Ratio59.29%52.19%63.09%75.14%Beats 57%16 / 35
Asset Quality
Nonperforming Loans / Loans1.22%0.46%0.84%1.59%Beats 33%25 / 36
Net Charge-Offs / Loans0.00%n/a0.03%0.14%Beats 100%11 / 36
Capital
Tier 1 Capital Ratio34.89%13.13%14.78%18.34%Beats 92%3 / 36
Total Risk-Based Capital Ratio34.89%13.73%15.96%19.27%Beats 92%3 / 36
Equity / Assets34.92%9.80%11.58%14.82%Beats 97%1 / 36
Liquidity & Funding
Loans / Deposits140.08%81.12%95.13%103.24%97th pctl1 / 36
Loans / Assets88.81%67.44%76.31%84.79%92nd pctl3 / 36
Brokered Deposits / Depositsn/aNot reported for this institution