First Federal Bank Littlefield, Texas, SSB
Littlefield, TX · Cert 30291 · Peer group: banks under $1B in assets in TX (n=208-211)
SI · FDIC · 1 branch
Q2 2026
$67.9MAssets
$42.5MLoans
$55.7MDeposits
$11.8MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 92% of banks under $1B in assets in TX (rank 17 of 211).
- Widest gap: return on equity trails 91% of banks under $1B in assets in TX (rank 192 of 211).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.56%
Rank 179 of 211
Net Interest Margin
4.37%
Rank 47 of 211
Efficiency Ratio
84.74%
Rank 189 of 211
Equity / Assets
17.39%
Rank 17 of 211
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 11% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.87% | 1.20% | 1.65% | Beats 15% | 179 / 211 | | |
| Return on Equity | 3.20% | 7.52% | 11.67% | 14.58% | Beats 9% | 192 / 211 | | |
| Net Interest Margin | 4.37% | 3.28% | 3.82% | 4.31% | Beats 78% | 47 / 211 | | |
| Efficiency Ratio | 84.74% | 53.01% | 64.18% | 73.65% | Beats 11% | 189 / 211 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.01% | 0.30% | 1.10% | Beats 43% | 120 / 208 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.06% | Beats 53% | 99 / 208 | | |
| Capital |
| Tier 1 Capital Ratio | 17.40% | 11.72% | 14.45% | 19.57% | Beats 68% | 68 / 211 | | |
| Total Risk-Based Capital Ratio | 17.40% | 11.94% | 14.78% | 20.30% | Beats 64% | 76 / 211 | | |
| Equity / Assets | 17.39% | 9.41% | 11.06% | 12.94% | Beats 92% | 17 / 211 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.40% | 45.39% | 66.56% | 82.03% | 67th pctl | 69 / 208 | | |
| Loans / Assets | 62.66% | 39.13% | 56.90% | 70.46% | 61st pctl | 83 / 211 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |