Sewickley Savings Bank
Sewickley, PA · Cert 30154 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 3 branches
Q2 2026
$316.3MAssets
$66.8MLoans
$222.4MDeposits
$72.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: net interest margin trails 96% of banks under $1B in assets operating in a single state (rank 713 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.82%
Rank 508 of 746
Net Interest Margin
2.27%
Rank 713 of 746
Efficiency Ratio
57.94%
Rank 241 of 746
Equity / Assets
22.94%
Rank 23 of 746
Non-interest income vs. expense
Unfavorable gap of $3.9M · efficiency ratio beats 68% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.72% | 1.06% | 1.45% | Beats 32% | 508 / 746 | | |
| Return on Equity | 3.57% | 6.74% | 10.51% | 13.63% | Beats 12% | 653 / 746 | | |
| Net Interest Margin | 2.27% | 3.17% | 3.68% | 4.16% | Beats 4% | 713 / 746 | | |
| Efficiency Ratio | 57.94% | 55.74% | 64.58% | 75.47% | Beats 68% | 241 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.73% | 0.09% | 0.42% | 1.07% | Beats 7% | 693 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 45.40% | 11.55% | 13.75% | 17.60% | Beats 98% | 13 / 746 | | |
| Total Risk-Based Capital Ratio | 45.40% | 11.71% | 14.33% | 18.43% | Beats 98% | 13 / 746 | | |
| Equity / Assets | 22.94% | 8.90% | 10.51% | 13.06% | Beats 97% | 23 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 30.05% | 61.31% | 78.27% | 90.78% | 2nd pctl | 732 / 746 | | |
| Loans / Assets | 21.13% | 53.60% | 66.97% | 76.08% | 2nd pctl | 734 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |