Sewickley Savings Bank
Sewickley, PA · Cert 30154 · Peer group: banks under $1B in assets operating in a single state (n=748-752)
SI · FDIC · 3 branches
Q2 2026
$316.3MAssets
$66.8MLoans
$222.4MDeposits
$72.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 182 of 748).
- Widest gap: net interest margin trails 95% of banks under $1B in assets operating in a single state (rank 718 of 752).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.82%
Rank 515 of 752
Net Interest Margin
2.27%
Rank 718 of 752
Efficiency Ratio
57.94%
Rank 240 of 752
Equity / Assets
22.94%
Rank 25 of 752
Non-interest income vs. expense
Unfavorable gap of $3.9M · efficiency ratio beats 68% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.72% | 1.07% | 1.45% | Beats 32% | 515 / 752 | |
| Return on Equity | 3.57% | 6.78% | 10.58% | 13.65% | Beats 13% | 658 / 752 | |
| Net Interest Margin | 2.27% | 3.18% | 3.69% | 4.17% | Beats 5% | 718 / 752 | |
| Efficiency Ratio | 57.94% | 55.75% | 64.49% | 75.47% | Beats 68% | 240 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.73% | 0.09% | 0.42% | 1.03% | Beats 7% | 700 / 748 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 182 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 45.40% | 11.55% | 13.75% | 17.60% | Beats 98% | 17 / 752 | |
| Total Risk-Based Capital Ratio | 45.40% | 11.70% | 14.33% | 18.47% | Beats 98% | 17 / 752 | |
| Equity / Assets | 22.94% | 8.93% | 10.56% | 13.13% | Beats 97% | 25 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 30.05% | 62.23% | 78.64% | 91.26% | 2nd pctl | 740 / 752 | |
| Loans / Assets | 21.13% | 54.61% | 67.41% | 76.47% | 2nd pctl | 740 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |