Concora Wabash
Wabash, IN · Charter 3006 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.2MAssets
$876KLoans
$904KShares
$254KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 82% of credit unions under $1B in assets (rank 1381 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.34%
Rank 1,273 of 1,683
Net Interest Margin
4.99%
Rank 148 of 1,683
Efficiency Ratio
89.66%
Rank 1,371 of 1,682
Equity / Assets
21.86%
Rank 165 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.34% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,273 / 1,683 | |
| Return on Equity | 1.57% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,381 / 1,681 | |
| Net Interest Margin | 4.99% | 3.31% | 3.82% | 4.32% | Beats 91% | 148 / 1,683 | |
| Efficiency Ratio | 89.66% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,371 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.86% | 10.44% | 12.89% | 16.53% | Beats 90% | 165 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.86% | 10.44% | 12.89% | 16.53% | Beats 90% | 165 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 96.90% | 52.61% | 69.38% | 83.50% | 95th pctl | 89 / 1,683 | |
| Loans / Assets | 75.39% | 44.71% | 59.18% | 70.72% | 84th pctl | 273 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |