First Federal Savings and Loan Association of Greensburg
Greensburg, IN · Cert 30058 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State savings bank · OCC · 3 branches
Q2 2026
$159.5MAssets
$88.0MLoans
$141.4MDeposits
$17.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: net interest margin trails 95% of banks under $1B in assets operating in a single state (rank 707 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.46%
Rank 639 of 746
Net Interest Margin
2.44%
Rank 707 of 746
Efficiency Ratio
80.09%
Rank 617 of 746
Equity / Assets
11.19%
Rank 305 of 746
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 17% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.46% | 0.72% | 1.06% | 1.45% | Beats 14% | 639 / 746 | | |
| Return on Equity | 4.10% | 6.74% | 10.51% | 13.63% | Beats 15% | 637 / 746 | | |
| Net Interest Margin | 2.44% | 3.17% | 3.68% | 4.16% | Beats 5% | 707 / 746 | | |
| Efficiency Ratio | 80.09% | 55.74% | 64.58% | 75.47% | Beats 17% | 617 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.09% | 0.42% | 1.07% | Beats 23% | 574 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 23.71% | 11.55% | 13.75% | 17.60% | Beats 90% | 76 / 746 | | |
| Total Risk-Based Capital Ratio | 24.96% | 11.71% | 14.33% | 18.43% | Beats 90% | 74 / 746 | | |
| Equity / Assets | 11.19% | 8.90% | 10.51% | 13.06% | Beats 59% | 305 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.28% | 61.31% | 78.27% | 90.78% | 26th pctl | 553 / 746 | | |
| Loans / Assets | 55.21% | 53.60% | 66.97% | 76.08% | 27th pctl | 541 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |