Leavenworth, KS · Cert 29988
SL · FDIC · 6 branches
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.2% share · #47 of 114 inst. · $0.2B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.40% | 1.47% | 1.51% | 1.57% | 1.57% | 1.44% | 1.64% | 1.60% | +3 bps | |
| Return on Equity | 6.14% | 6.39% | 6.56% | 6.80% | 6.81% | 6.28% | 7.30% | 7.04% | +24 bps | |
| Net Interest Margin | 3.47% | 3.42% | 3.53% | 3.53% | 3.51% | 3.41% | 3.64% | 3.71% | +18 bps | |
| Efficiency Ratio | 55.38% | 54.82% | 56.76% | 54.63% | 55.11% | 55.95% | 54.86% | 55.21% | +58 bps | |
| Non-Interest Burden | 1.50% | 1.45% | 1.61% | 1.49% | 1.51% | 1.50% | 1.56% | 1.62% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.07% | 1.89% | 2.39% | 5.66% | 6.26% | 12.05% | 8.18% | 7.19% | +152 bps | |
| Loan Growth (YoY) | 7.77% | 5.87% | 10.34% | 8.98% | 11.57% | 21.39% | 15.89% | 14.51% | +552 bps | |
| Deposit Growth (YoY) | 7.52% | 6.03% | 0.20% | 1.06% | 0.28% | 4.57% | 5.68% | 5.48% | +443 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.25% | 0.25% | 0.45% | 1.27% | 1.26% | 0.44% | 1.16% | 1.11% | -16 bps | |
| Net Charge-Offs / Loans | 0.18% | 0.14% | 0.00% | 0.02% | 0.02% | 0.12% | -0.03% | -0.01% | -4 bps | |
| Allowance / Loans | 1.00% | 1.01% | 1.02% | 1.02% | 1.01% | 1.03% | 1.05% | 1.02% | 0 bps | |
| Allowance Coverage of NPLs | 4.0x | 4.1x | 2.2x | 0.8x | 0.8x | 2.4x | 0.9x | 0.9x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 23.99% | 23.94% | 23.92% | 24.18% | 24.14% | 23.44% | 23.12% | 23.84% | -34 bps | |
| Total Risk-Based Capital | 34.32% | 34.41% | 35.16% | 34.14% | 33.93% | 31.87% | 32.94% | 32.95% | -119 bps | |
| Equity / Assets | 23.55% | 23.30% | 22.88% | 22.97% | 23.25% | 22.18% | 22.81% | 23.20% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 91.79% | 94.65% | 96.19% | 99.80% | 102.12% | 109.87% | 105.48% | 108.34% | +854 bps | |
| Liquid Assets / Assets | 2.02% | 2.20% | 2.12% | 2.12% | 2.10% | 1.91% | 1.54% | 1.52% | -59 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 116.17% | 136.21% | 126.46% | n/a | n/a | |