Mutual Savings Association
Leavenworth, KS · Cert 29988 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40)
SL · FDIC · 6 branches
Q2 2026
$398.6MAssets
$277.1MLoans
$255.7MDeposits
$92.5MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of banks under $1B in assets in the Kansas City, MO-KS area (rank 2 of 40).
- Widest gap: return on equity trails 87% of banks under $1B in assets in the Kansas City, MO-KS area (rank 35 of 40).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.60%
Rank 15 of 40
Net Interest Margin
3.71%
Rank 26 of 40
Efficiency Ratio
55.21%
Rank 15 of 40
Equity / Assets
23.20%
Rank 2 of 40
Non-interest income vs. expense
Unfavorable gap of $6.5M · efficiency ratio beats 65% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 1.02% | 1.39% | 1.86% | Beats 63% | 15 / 40 | | |
| Return on Equity | 6.92% | 10.74% | 14.78% | 21.32% | Beats 13% | 35 / 40 | | |
| Net Interest Margin | 3.71% | 3.33% | 4.05% | 4.63% | Beats 35% | 26 / 40 | | |
| Efficiency Ratio | 55.21% | 51.70% | 58.10% | 69.29% | Beats 65% | 15 / 40 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.11% | 0.05% | 0.20% | 1.11% | Beats 26% | 30 / 39 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 54% | 19 / 39 | | |
| Capital |
| Tier 1 Capital Ratio | 31.86% | 11.32% | 12.27% | 16.94% | Beats 95% | 2 / 40 | | |
| Total Risk-Based Capital Ratio | 32.95% | 11.32% | 13.09% | 17.63% | Beats 95% | 2 / 40 | | |
| Equity / Assets | 23.20% | 8.41% | 10.10% | 12.34% | Beats 95% | 2 / 40 | | |
| Liquidity & Funding |
| Loans / Deposits | 108.34% | 73.50% | 85.60% | 94.85% | 88th pctl | 5 / 40 | | |
| Loans / Assets | 69.51% | 62.75% | 69.87% | 79.23% | 45th pctl | 22 / 40 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |