Leavenworth, KS · Cert 29988
SL · FDIC · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Kansas City, MO-KS area (n=39 to 40). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
95
Asset Quality
40
Profitability
37
Liquidity
1
Efficiency
65
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Leavenworth, KS · Cert 29988
SL · FDIC · 6 branches
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.2% share · #47 of 114 inst. · $0.2B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.40% | 1.47% | 1.51% | 1.57% | 1.57% | 1.44% | 1.64% | 1.60% | +3 bps | |
| Return on Equity | 6.14% | 6.39% | 6.56% | 6.80% | 6.81% | 6.28% | 7.30% | 7.04% | +24 bps | |
| Net Interest Margin | 3.47% | 3.42% | 3.53% | 3.53% | 3.51% | 3.41% | 3.64% | 3.71% | +18 bps | |
| Efficiency Ratio | 55.38% | 54.82% | 56.76% | 54.63% | 55.11% | 55.95% | 54.86% | 55.21% | +58 bps | |
| Non-Interest Burden | 1.50% | 1.45% | 1.61% | 1.49% | 1.51% | 1.50% | 1.56% | 1.62% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.07% | 1.89% | 2.39% | 5.66% | 6.26% | 12.05% | 8.18% | 7.19% | +152 bps | |
| Loan Growth (YoY) | 7.77% | 5.87% | 10.34% | 8.98% | 11.57% | 21.39% | 15.89% | 14.51% | +552 bps | |
| Deposit Growth (YoY) | 7.52% | 6.03% | 0.20% | 1.06% | 0.28% | 4.57% | 5.68% | 5.48% | +443 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.25% | 0.25% | 0.45% | 1.27% | 1.26% | 0.44% | 1.16% | 1.11% | -16 bps | |
| Net Charge-Offs / Loans | 0.18% | 0.14% | 0.00% | 0.02% | 0.02% | 0.12% | -0.03% | -0.01% | -4 bps | |
| Allowance / Loans | 1.00% | 1.01% | 1.02% | 1.02% | 1.01% | 1.03% | 1.05% | 1.02% | 0 bps | |
| Allowance Coverage of NPLs | 4.0x | 4.1x | 2.2x | 0.8x | 0.8x | 2.4x | 0.9x | 0.9x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 23.99% | 23.94% | 23.92% | 24.18% | 24.14% | 23.44% | 23.12% | 23.84% | -34 bps | |
| Total Risk-Based Capital | 34.32% | 34.41% | 35.16% | 34.14% | 33.93% | 31.87% | 32.94% | 32.95% | -119 bps | |
| Equity / Assets | 23.55% | 23.30% | 22.88% | 22.97% | 23.25% | 22.18% | 22.81% | 23.20% | +23 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 91.79% | 94.65% | 96.19% | 99.80% | 102.12% | 109.87% | 105.48% | 108.34% | +854 bps | |
| Liquid Assets / Assets | 2.02% | 2.20% | 2.12% | 2.12% | 2.10% | 1.91% | 1.54% | 1.52% | -59 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 116.17% | 136.21% | 126.46% | n/a | n/a | |
Leavenworth, KS · Cert 29988 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40)
SL · FDIC · 6 branches
Q2 2026
Return on Assets
1.60%
Rank 15 of 40
Net Interest Margin
3.71%
Rank 26 of 40
Efficiency Ratio
55.21%
Rank 15 of 40
Equity / Assets
23.20%
Rank 2 of 40
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.60% | 1.02% | 1.39% | 1.86% | Beats 63% | 15 / 40 | ||
| Return on Equity | 6.92% | 10.74% | 14.78% | 21.32% | Beats 13% | 35 / 40 | ||
| Net Interest Margin | 3.71% | 3.33% | 4.05% | 4.63% | Beats 35% | 26 / 40 | ||
| Efficiency Ratio | 55.21% | 51.70% | 58.10% | 69.29% | Beats 65% | 15 / 40 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.11% | 0.05% | 0.20% | 1.11% | Beats 26% | 30 / 39 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 54% | 19 / 39 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 31.86% | 11.32% | 12.27% | 16.94% | Beats 95% | 2 / 40 | ||
| Total Risk-Based Capital Ratio | 32.95% | 11.32% | 13.09% | 17.63% | Beats 95% | 2 / 40 | ||
| Equity / Assets | 23.20% | 8.41% | 10.10% | 12.34% | Beats 95% | 2 / 40 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 108.34% | 73.50% | 85.60% | 94.85% | 88th pctl | 5 / 40 | ||
| Loans / Assets | 69.51% | 62.75% | 69.87% | 79.23% | 45th pctl | 22 / 40 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||