Vancouver, WA · Cert 29922 · Riverview Bcorp Inc.
State charter, non-member · FDIC · 18 branches
Q2 2026
Market Position · Portland-Vancouver-Hillsboro, OR-WA · 2026 SOD (annual) · 1.7% share · #7 of 26 inst. · $1.1B of $65.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.38% | 0.45% | -2.07% | 0.55% | +13 bps | |
| Return on Equity | 3.58% | 3.19% | 3.72% | -17.51% | 4.84% | +126 bps | |
| Net Interest Margin | 2.76% | 2.77% | 2.95% | 2.86% | 3.29% | +53 bps | |
| Efficiency Ratio | 84.93% | 86.77% | 83.61% | 82.86% | 83.16% | -177 bps | |
| Non-Interest Burden | 2.17% | 2.23% | 2.28% | 2.19% | 2.53% | +35 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.39% | -2.48% | 0.25% | -3.30% | -3.06% | -167 bps | |
| Loan Growth (YoY) | 2.20% | 0.87% | 3.83% | 2.83% | 2.36% | +16 bps | |
| Deposit Growth (YoY) | -1.06% | -0.22% | 1.06% | 1.64% | 4.08% | +514 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.01% | 0.07% | 0.10% | 0.71% | 0.80% | +79 bps | |
| Net Charge-Offs / Loans | -0.02% | 0.00% | 0.09% | 0.40% | -0.03% | -1 bps | |
| Allowance / Loans | 1.44% | 1.44% | 1.41% | 1.40% | 1.40% | -4 bps | |
| Allowance Coverage of NPLs | 107.9x | 19.9x | 13.5x | 2.0x | 1.8x | -106.1x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 11.16% | 11.26% | 11.24% | 10.60% | 10.96% | -20 bps | |
| Total Risk-Based Capital | 16.56% | 16.51% | 16.35% | 15.62% | 15.64% | -91 bps | |
| Equity / Assets | 11.98% | 12.14% | 12.22% | 11.39% | 11.38% | -60 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 87.80% | 86.02% | 87.58% | 86.72% | 86.36% | -145 bps | |
| Liquid Assets / Assets | 14.04% | 13.92% | 13.09% | 7.13% | 5.84% | -820 bps | |
| CRE / Total Capital | n/a | 437% | 442% | 480% | n/a | n/a | |