Wausau, WI · Cert 29745 · Marathon Bcorp Inc.
SI · FDIC · 5 branches
Q2 2026
Market Position · Wausau, WI · 2026 SOD (annual) · 3.0% share · #10 of 17 inst. · $0.2B of $5.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.08% | 0.33% | 0.50% | 0.88% | 0.78% | +70 bps | |
| Return on Equity | 0.61% | 2.39% | 3.50% | 5.84% | 5.24% | +462 bps | |
| Net Interest Margin | 2.66% | 2.77% | 2.89% | 3.25% | 3.24% | +57 bps | |
| Efficiency Ratio | 95.47% | 86.70% | 80.94% | 69.87% | 73.53% | -2,194 bps | |
| Non-Interest Burden | 2.54% | 2.38% | 2.31% | 2.14% | 2.28% | -26 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.99% | 13.58% | 13.74% | 5.06% | 9.50% | +151 bps | |
| Loan Growth (YoY) | 9.34% | 16.98% | 19.63% | 12.11% | 8.37% | -97 bps | |
| Deposit Growth (YoY) | 3.66% | 8.94% | 6.16% | -3.49% | 7.84% | +417 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.03% | 0.09% | 0.09% | 0.09% | 0.03% | 0 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.01% | -0.01% | -0.01% | -0.27% | -26 bps | |
| Allowance / Loans | 0.90% | 0.86% | 0.86% | 0.86% | 0.80% | -11 bps | |
| Allowance Coverage of NPLs | 27.3x | 9.4x | 9.6x | 9.7x | 26.5x | -0.8x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 15.21% | 15.04% | 15.27% | 15.35% | 15.34% | +13 bps | |
| Total Risk-Based Capital | 15.21% | 15.04% | 15.27% | 15.35% | 15.34% | +13 bps | |
| Equity / Assets | 15.02% | 14.84% | 14.99% | 15.19% | 14.78% | -24 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 110.26% | 109.22% | 114.90% | 117.52% | 110.81% | +55 bps | |
| Liquid Assets / Assets | 5.05% | 5.43% | 4.53% | 5.16% | 4.70% | -35 bps | |
| CRE / Total Capital | n/a | 388% | 382% | 375% | n/a | n/a | |