Bucyrus, OH · Cert 29705 · Community Investors Bcorp Inc.
SL · OCC · 6 branches
Q2 2026
Market Position · Columbus, OH · 2026 SOD (annual) · 0.0% share · #47 of 53 inst. · $0.0B of $124.6B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | 0.54% | 0.57% | 0.79% | 0.86% | 0.99% | 0.80% | 0.99% | +20 bps | |
| Return on Equity | 6.63% | 7.19% | 7.48% | 10.43% | 11.31% | 13.02% | 10.36% | 12.91% | +248 bps | |
| Net Interest Margin | 2.96% | 3.33% | 3.32% | 3.48% | 3.53% | 3.51% | 3.55% | 3.76% | +28 bps | |
| Efficiency Ratio | 83.87% | 82.33% | 81.31% | 77.50% | 75.57% | 72.02% | 73.72% | 69.84% | -766 bps | |
| Non-Interest Burden | 2.33% | 2.57% | 2.62% | 2.54% | 2.48% | 2.29% | 2.49% | 2.44% | -10 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.35% | 7.51% | 6.80% | 7.92% | 6.73% | 10.42% | 10.82% | 11.09% | +318 bps | |
| Loan Growth (YoY) | 11.95% | 7.49% | 5.91% | 6.83% | 8.81% | 11.49% | 12.14% | 12.78% | +595 bps | |
| Deposit Growth (YoY) | 13.04% | 8.24% | 11.84% | 13.57% | 10.41% | 15.30% | 12.14% | 7.75% | -582 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.59% | 0.70% | 0.66% | 0.24% | 0.11% | 0.08% | 0.09% | 0.16% | -8 bps | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.07% | -0.03% | -0.03% | -0.03% | 0.01% | 0.00% | +3 bps | |
| Allowance / Loans | 0.88% | 0.92% | 0.90% | 0.90% | 0.93% | 0.96% | 0.97% | 0.98% | +8 bps | |
| Allowance Coverage of NPLs | 1.5x | 1.3x | 1.4x | 3.8x | 8.3x | 11.5x | 10.2x | 6.1x | +2.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.80% | 8.65% | 8.01% | 8.06% | 8.03% | 8.02% | 8.01% | 8.10% | +4 bps | |
| Total Risk-Based Capital | 11.70% | 11.59% | 11.33% | 11.14% | 11.00% | 11.74% | 11.08% | 10.89% | -25 bps | |
| Equity / Assets | 7.48% | 7.68% | 7.62% | 7.48% | 7.60% | 7.71% | 7.71% | 7.58% | +10 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 105.54% | 108.66% | 104.74% | 104.22% | 104.01% | 105.07% | 104.75% | 109.09% | +487 bps | |
| Liquid Assets / Assets | 2.39% | 0.58% | 2.40% | 2.36% | 2.21% | 0.44% | 2.31% | 1.48% | -88 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 325% | 312% | 310% | n/a | n/a | |