Buffalo, WY · Cert 29696 · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.90% | 1.01% | 1.06% | 1.33% | 1.31% | +41 bps | |
| Return on Equity | 11.49% | 12.58% | 13.18% | 15.90% | 15.28% | +379 bps | |
| Net Interest Margin | 3.68% | 3.84% | 3.79% | 3.98% | 4.04% | +37 bps | |
| Efficiency Ratio | 69.89% | 69.59% | 68.76% | 63.86% | 64.83% | -506 bps | |
| Non-Interest Burden | 2.41% | 2.50% | 2.43% | 2.35% | 2.43% | +2 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.55% | 3.69% | 7.62% | 4.58% | 3.49% | -306 bps | |
| Loan Growth (YoY) | 6.52% | 7.29% | 5.74% | 4.56% | 3.71% | -281 bps | |
| Deposit Growth (YoY) | 6.30% | 1.92% | 4.87% | 4.59% | 3.47% | -283 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.58% | 0.48% | 0.70% | 0.47% | 0.67% | +9 bps | |
| Net Charge-Offs / Loans | 0.04% | 0.02% | 0.02% | -0.01% | 0.00% | -4 bps | |
| Allowance / Loans | 1.82% | 1.83% | 1.85% | 1.84% | 1.76% | -7 bps | |
| Allowance Coverage of NPLs | 3.1x | 3.8x | 2.6x | 3.9x | 2.6x | -0.5x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.88% | 10.02% | 9.96% | 9.93% | 10.38% | +50 bps | |
| Total Risk-Based Capital | 9.88% | 10.02% | 9.96% | 9.93% | 10.38% | +50 bps | |
| Equity / Assets | 8.26% | 8.50% | 8.27% | 8.45% | 9.05% | +80 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 86.92% | 88.78% | 81.92% | 79.50% | 87.12% | +20 bps | |
| Liquid Assets / Assets | 0.02% | 0.02% | 0.03% | 0.12% | 0.09% | +7 bps | |
| CRE / Total Capital | n/a | 297% | 291% | 278% | n/a | n/a | |