Buffalo Federal Bank
Buffalo, WY · Cert 29696 · Peer group: banks under $1B in assets (n=573-620) · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$202.6MAssets
$153.2MLoans
$175.9MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 83% of banks under $1B in assets (rank 105 of 620).
- Widest gap: total risk-based capital ratio trails 87% of banks under $1B in assets (rank 538 of 620).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.34%
Rank 185 of 620
Net Interest Margin
4.04%
Rank 152 of 620
Efficiency Ratio
64.83%
Rank 251 of 620
Equity / Assets
9.05%
Rank 462 of 620
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 60% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.60% | 1.00% | 1.45% | Beats 70% | 185 / 620 | | |
| Return on Equity | 14.81% | 5.30% | 9.30% | 13.29% | Beats 83% | 105 / 620 | | |
| Net Interest Margin | 4.04% | 3.02% | 3.53% | 4.04% | Beats 75% | 152 / 620 | | |
| Efficiency Ratio | 64.83% | 58.35% | 68.08% | 79.37% | Beats 60% | 251 / 620 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.09% | 0.47% | 1.27% | Beats 41% | 337 / 573 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 63% | 216 / 573 | | |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 11.27% | 13.87% | 18.78% | Beats 15% | 528 / 620 | | |
| Total Risk-Based Capital Ratio | 10.38% | 11.69% | 14.57% | 19.67% | Beats 13% | 538 / 620 | | |
| Equity / Assets | 9.05% | 9.03% | 10.60% | 13.73% | Beats 25% | 462 / 620 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.12% | 65.08% | 79.69% | 92.47% | 64th pctl | 210 / 585 | | |
| Loans / Assets | 75.63% | 51.85% | 67.17% | 77.86% | 70th pctl | 189 / 620 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |