Buffalo Federal Bank
Buffalo, WY · Cert 29696 · Peer group: banks under $1B in assets (n=581-629) · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$202.6MAssets
$153.2MLoans
$175.9MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 83% of banks under $1B in assets (rank 108 of 629).
- Widest gap: total risk-based capital ratio trails 87% of banks under $1B in assets (rank 548 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.34%
Rank 190 of 629
Net Interest Margin
4.04%
Rank 161 of 629
Efficiency Ratio
64.83%
Rank 259 of 629
Equity / Assets
9.05%
Rank 475 of 629
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 59% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.60% | 1.01% | 1.45% | Beats 70% | 190 / 629 | | |
| Return on Equity | 14.81% | 5.38% | 9.30% | 13.28% | Beats 83% | 108 / 629 | | |
| Net Interest Margin | 4.04% | 3.03% | 3.54% | 4.05% | Beats 74% | 161 / 629 | | |
| Efficiency Ratio | 64.83% | 58.35% | 67.79% | 79.08% | Beats 59% | 259 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.09% | 0.46% | 1.20% | Beats 40% | 347 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 63% | 216 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 10.38% | 11.24% | 13.84% | 18.77% | Beats 15% | 537 / 629 | | |
| Total Risk-Based Capital Ratio | 10.38% | 11.58% | 14.43% | 19.66% | Beats 13% | 548 / 629 | | |
| Equity / Assets | 9.05% | 9.09% | 10.65% | 13.80% | Beats 24% | 475 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.12% | 67.24% | 80.90% | 93.48% | 63rd pctl | 220 / 594 | | |
| Loans / Assets | 75.63% | 53.31% | 67.71% | 78.15% | 68th pctl | 199 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |