Buffalo, WY · Cert 29696 · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
17
Asset Quality
52
Profitability
76
Liquidity
72
Efficiency
59
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Buffalo, WY · Cert 29696 · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.94% | 0.79% | 0.90% | 1.01% | 1.06% | 1.33% | 1.31% | +41 bps | |
| Return on Equity | 11.90% | 12.34% | 10.30% | 11.49% | 12.58% | 13.18% | 15.90% | 15.28% | +379 bps | |
| Net Interest Margin | 3.50% | 3.40% | 3.52% | 3.68% | 3.84% | 3.79% | 3.98% | 4.04% | +37 bps | |
| Efficiency Ratio | 70.44% | 70.09% | 73.58% | 69.89% | 69.59% | 68.76% | 63.86% | 64.83% | -506 bps | |
| Non-Interest Burden | 2.30% | 2.23% | 2.46% | 2.41% | 2.50% | 2.43% | 2.35% | 2.43% | +2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.34% | 1.12% | 7.84% | 6.55% | 3.69% | 7.62% | 4.58% | 3.49% | -306 bps | |
| Loan Growth (YoY) | -3.65% | -1.55% | 2.53% | 6.52% | 7.29% | 5.74% | 4.56% | 3.71% | -281 bps | |
| Deposit Growth (YoY) | 1.51% | 1.78% | 9.22% | 6.30% | 1.92% | 4.87% | 4.59% | 3.47% | -283 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.74% | 0.66% | 1.21% | 0.58% | 0.48% | 0.70% | 0.47% | 0.67% | +9 bps | |
| Net Charge-Offs / Loans | 0.03% | 0.03% | -0.01% | 0.04% | 0.02% | 0.02% | -0.01% | 0.00% | -4 bps | |
| Allowance / Loans | 1.86% | 1.85% | 1.86% | 1.82% | 1.83% | 1.85% | 1.84% | 1.76% | -7 bps | |
| Allowance Coverage of NPLs | 2.5x | 2.8x | 1.5x | 3.1x | 3.8x | 2.6x | 3.9x | 2.6x | -0.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.15% | 9.65% | 9.68% | 9.88% | 10.02% | 9.96% | 9.93% | 10.38% | +50 bps | |
| Total Risk-Based Capital | 10.15% | 9.65% | 10.82% | 9.88% | 10.02% | 9.96% | 9.93% | 10.38% | +50 bps | |
| Equity / Assets | 8.29% | 7.58% | 7.74% | 8.26% | 8.50% | 8.27% | 8.45% | 9.05% | +80 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 84.34% | 81.25% | 79.53% | 86.92% | 88.78% | 81.92% | 79.50% | 87.12% | +20 bps | |
| Liquid Assets / Assets | 0.02% | 0.03% | 0.05% | 0.02% | 0.02% | 0.03% | 0.12% | 0.09% | +7 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 297% | 291% | 278% | n/a | n/a | |
Buffalo, WY · Cert 29696 · Peer group: banks under $1B in assets (n=581-629) · Crazy Woman Creek Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
Return on Assets
1.34%
Rank 190 of 629
Net Interest Margin
4.04%
Rank 161 of 629
Efficiency Ratio
64.83%
Rank 259 of 629
Equity / Assets
9.05%
Rank 475 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.34% | 0.60% | 1.01% | 1.45% | Beats 70% | 190 / 629 | ||
| Return on Equity | 14.81% | 5.38% | 9.30% | 13.28% | Beats 83% | 108 / 629 | ||
| Net Interest Margin | 4.04% | 3.03% | 3.54% | 4.05% | Beats 74% | 161 / 629 | ||
| Efficiency Ratio | 64.83% | 58.35% | 67.79% | 79.08% | Beats 59% | 259 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.67% | 0.09% | 0.46% | 1.20% | Beats 40% | 347 / 581 | ||
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 63% | 216 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.38% | 11.24% | 13.84% | 18.77% | Beats 15% | 537 / 629 | ||
| Total Risk-Based Capital Ratio | 10.38% | 11.58% | 14.43% | 19.66% | Beats 13% | 548 / 629 | ||
| Equity / Assets | 9.05% | 9.09% | 10.65% | 13.80% | Beats 24% | 475 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.12% | 67.24% | 80.90% | 93.48% | 63rd pctl | 220 / 594 | ||
| Loans / Assets | 75.63% | 53.31% | 67.71% | 78.15% | 68th pctl | 199 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||