Lincoln Federal Savings Bank of Nebraska
Lincoln, NE · Cert 29692 · Peer group: banks under $1B in assets in NE (n=83) · Lincoln Federal Bcorp M H C
State savings bank · OCC · 13 branches
Q2 2026
$387.3MAssets
$285.3MLoans
$326.5MDeposits
$40.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: net interest margin trails 100% of banks under $1B in assets in NE (rank 83 of 83).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.38%
Rank 81 of 83
Net Interest Margin
2.22%
Rank 83 of 83
Efficiency Ratio
87.52%
Rank 83 of 83
Equity / Assets
10.42%
Rank 55 of 83
Non-interest income vs. expense
Unfavorable gap of $6.8M · efficiency ratio beats 1% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.93% | 1.20% | 1.51% | Beats 2% | 81 / 83 | | |
| Return on Equity | 3.61% | 8.04% | 10.34% | 13.11% | Beats 6% | 78 / 83 | | |
| Net Interest Margin | 2.22% | 3.25% | 3.62% | 4.02% | Beats 0% | 83 / 83 | | |
| Efficiency Ratio | 87.52% | 51.13% | 59.95% | 67.19% | Beats 1% | 83 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.00% | 0.19% | 0.96% | Beats 30% | 59 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 18.29% | 10.94% | 13.24% | 16.62% | Beats 82% | 15 / 83 | | |
| Total Risk-Based Capital Ratio | 19.55% | 11.04% | 13.54% | 17.63% | Beats 83% | 14 / 83 | | |
| Equity / Assets | 10.42% | 9.90% | 11.31% | 13.84% | Beats 34% | 55 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.36% | 71.97% | 83.15% | 92.22% | 63rd pctl | 31 / 83 | | |
| Loans / Assets | 73.66% | 57.96% | 69.15% | 77.64% | 60th pctl | 33 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |