Keysavings Bank
Wisconsin Rapids, WI · Cert 29691 · Peer group: banks under $1B in assets in WI (n=110-113)
SI · FDIC · 2 branches
Q2 2026
$129.5MAssets
$79.0MLoans
$99.7MDeposits
$9.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of banks under $1B in assets in WI (rank 40 of 110).
- Widest gap: equity / assets trails 96% of banks under $1B in assets in WI (rank 108 of 113).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.55%
Rank 102 of 113
Net Interest Margin
3.18%
Rank 87 of 113
Efficiency Ratio
70.80%
Rank 83 of 113
Equity / Assets
7.37%
Rank 108 of 113
Non-interest income vs. expense
Unfavorable gap of $2.8M · efficiency ratio beats 27% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.85% | 1.17% | 1.51% | Beats 10% | 102 / 113 | | |
| Return on Equity | 7.40% | 7.70% | 10.77% | 13.67% | Beats 23% | 87 / 113 | | |
| Net Interest Margin | 3.18% | 3.19% | 3.59% | 3.89% | Beats 23% | 87 / 113 | | |
| Efficiency Ratio | 70.80% | 54.61% | 62.43% | 71.88% | Beats 27% | 83 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.03% | 0.24% | 0.91% | Beats 65% | 40 / 110 | | |
| Net Charge-Offs / Loans | 0.19% | n/a | 0.00% | 0.01% | Beats 5% | 106 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 9.38% | 11.22% | 12.95% | 15.76% | Beats 4% | 108 / 113 | | |
| Total Risk-Based Capital Ratio | 9.38% | 11.57% | 13.59% | 16.73% | Beats 4% | 108 / 113 | | |
| Equity / Assets | 7.37% | 9.17% | 10.74% | 13.13% | Beats 4% | 108 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.25% | 76.54% | 86.37% | 98.93% | 35th pctl | 73 / 112 | | |
| Loans / Assets | 61.04% | 63.07% | 71.33% | 78.84% | 23rd pctl | 87 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |