Anthem Bank & Trust
Plaquemine, LA · Cert 29679 · Peer group: banks under $1B in assets (n=581-629)
State savings bank · OCC · 4 branches
Q2 2026
$250.1MAssets
$145.1MLoans
$164.2MDeposits
$69.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on equity trails 89% of banks under $1B in assets (rank 562 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.39%
Rank 527 of 629
Net Interest Margin
3.73%
Rank 257 of 629
Efficiency Ratio
87.93%
Rank 535 of 629
Equity / Assets
27.64%
Rank 62 of 629
Non-interest income vs. expense
Unfavorable gap of $7.5M · efficiency ratio beats 15% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.39% | 0.60% | 1.01% | 1.45% | Beats 16% | 527 / 629 | | |
| Return on Equity | 1.42% | 5.38% | 9.30% | 13.28% | Beats 11% | 562 / 629 | | |
| Net Interest Margin | 3.73% | 3.03% | 3.54% | 4.05% | Beats 59% | 257 / 629 | | |
| Efficiency Ratio | 87.93% | 58.35% | 67.79% | 79.08% | Beats 15% | 535 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.09% | 0.46% | 1.20% | Beats 26% | 429 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 47.17% | 11.24% | 13.84% | 18.77% | Beats 91% | 59 / 629 | | |
| Total Risk-Based Capital Ratio | 48.42% | 11.58% | 14.43% | 19.66% | Beats 91% | 59 / 629 | | |
| Equity / Assets | 27.64% | 9.09% | 10.65% | 13.80% | Beats 90% | 62 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.32% | 67.24% | 80.90% | 93.48% | 65th pctl | 206 / 594 | | |
| Loans / Assets | 57.99% | 53.31% | 67.71% | 78.15% | 31st pctl | 431 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |