Nashville Savings Bank
Nashville, IL · Cert 29677 · Peer group: banks under $1B in assets in IL (n=149-151)
SI · FDIC · 1 branch
Q2 2026
$107.9MAssets
$69.1MLoans
$93.9MDeposits
$13.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IL (rank 14 of 149).
- Widest gap: total risk-based capital ratio trails 64% of banks under $1B in assets in IL (rank 97 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.38%
Rank 35 of 151
Net Interest Margin
3.29%
Rank 94 of 151
Efficiency Ratio
44.60%
Rank 5 of 151
Equity / Assets
12.74%
Rank 31 of 151
Non-interest income vs. expense
Unfavorable gap of $1.6M · efficiency ratio beats 97% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.70% | 1.03% | 1.34% | Beats 77% | 35 / 151 | |
| Return on Equity | 10.82% | 6.74% | 9.34% | 12.94% | Beats 63% | 56 / 151 | |
| Net Interest Margin | 3.29% | 3.02% | 3.43% | 3.83% | Beats 38% | 94 / 151 | |
| Efficiency Ratio | 44.60% | 54.64% | 64.89% | 72.50% | Beats 97% | 5 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.66% | 1.77% | Beats 100% | 14 / 149 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 100% | 27 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 12.89% | 11.83% | 14.17% | 18.66% | Beats 38% | 93 / 151 | |
| Total Risk-Based Capital Ratio | 12.89% | 12.22% | 14.54% | 19.92% | Beats 36% | 97 / 151 | |
| Equity / Assets | 12.74% | 9.10% | 10.65% | 12.40% | Beats 79% | 31 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 73.65% | 54.39% | 71.02% | 80.75% | 56th pctl | 66 / 149 | |
| Loans / Assets | 64.08% | 45.91% | 61.31% | 68.01% | 56th pctl | 66 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |