Big Horn Federal Savings Bank
Greybull, WY · Cert 29637 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State savings bank · OCC · 6 branches
Q2 2026
$399.8MAssets
$183.0MLoans
$338.4MDeposits
$44.7MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 89% of banks under $1B in assets operating in a single state (rank 85 of 746).
- Widest gap: net interest margin trails 82% of banks under $1B in assets operating in a single state (rank 612 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.95%
Rank 434 of 746
Net Interest Margin
3.00%
Rank 612 of 746
Efficiency Ratio
66.45%
Rank 416 of 746
Equity / Assets
11.17%
Rank 307 of 746
Non-interest income vs. expense
Unfavorable gap of $7.0M · efficiency ratio beats 44% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.72% | 1.06% | 1.45% | Beats 42% | 434 / 746 | |
| Return on Equity | 8.46% | 6.74% | 10.51% | 13.63% | Beats 37% | 469 / 746 | |
| Net Interest Margin | 3.00% | 3.17% | 3.68% | 4.16% | Beats 18% | 612 / 746 | |
| Efficiency Ratio | 66.45% | 55.74% | 64.58% | 75.47% | Beats 44% | 416 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.09% | 0.42% | 1.07% | Beats 38% | 464 / 743 | |
| Net Charge-Offs / Loans | 0.05% | 0.00% | 0.01% | 0.05% | Beats 27% | 548 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 22.38% | 11.55% | 13.75% | 17.60% | Beats 88% | 89 / 746 | |
| Total Risk-Based Capital Ratio | 23.63% | 11.71% | 14.33% | 18.43% | Beats 89% | 85 / 746 | |
| Equity / Assets | 11.17% | 8.90% | 10.51% | 13.06% | Beats 59% | 307 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 54.08% | 61.31% | 78.27% | 90.78% | 16th pctl | 625 / 746 | |
| Loans / Assets | 45.77% | 53.60% | 66.97% | 76.08% | 15th pctl | 635 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |