Great Southern Bank
Reeds Spring, MO · Cert 29546 · Peer group: banks $1B-$10B in assets (n=322-328) · Great Southern Bcorp Inc.
State charter, non-member · FDIC · 105 branches
Q2 2026
$5.5BAssets
$4.4BLoans
$4.4BDeposits
$607.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 93% of banks $1B-$10B in assets (rank 23 of 322).
- Widest gap: efficiency ratio trails 62% of banks $1B-$10B in assets (rank 205 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.28%
Rank 141 of 328
Net Interest Margin
3.54%
Rank 146 of 328
Efficiency Ratio
63.24%
Rank 205 of 328
Equity / Assets
10.99%
Rank 129 of 328
Non-interest income vs. expense
Unfavorable gap of $114.6M · efficiency ratio beats 38% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.91% | 1.22% | 1.52% | Beats 57% | 141 / 328 | | |
| Return on Equity | 11.65% | 8.43% | 11.45% | 14.43% | Beats 52% | 159 / 328 | | |
| Net Interest Margin | 3.54% | 3.03% | 3.45% | 3.83% | Beats 55% | 146 / 328 | | |
| Efficiency Ratio | 63.24% | 51.61% | 59.56% | 67.53% | Beats 38% | 205 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.24% | 0.51% | 1.03% | Beats 93% | 23 / 322 | | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.03% | 0.10% | Beats 49% | 165 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 13.22% | 11.75% | 13.15% | 15.47% | Beats 52% | 159 / 328 | | |
| Total Risk-Based Capital Ratio | 14.47% | 12.63% | 14.15% | 16.46% | Beats 55% | 149 / 328 | | |
| Equity / Assets | 10.99% | 9.15% | 10.33% | 12.01% | Beats 61% | 129 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.07% | 76.63% | 87.92% | 95.36% | 86th pctl | 45 / 323 | | |
| Loans / Assets | 79.25% | 65.18% | 74.15% | 79.98% | 73rd pctl | 90 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |