Compass Savings Bank
Wilmerding, PA · Cert 29430 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 1 branch
Q2 2026
$53.5MAssets
$50.3MLoans
$48.2MDeposits
$3.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: net interest margin trails 99% of banks under $1B in assets operating in a single state (rank 737 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-0.34%
Rank 730 of 746
Net Interest Margin
1.65%
Rank 737 of 746
Efficiency Ratio
118.84%
Rank 734 of 746
Equity / Assets
7.31%
Rank 685 of 746
Non-interest income vs. expense
Unfavorable gap of $1.1M · efficiency ratio beats 2% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.34% | 0.72% | 1.06% | 1.45% | Beats 2% | 730 / 746 | |
| Return on Equity | -4.65% | 6.74% | 10.51% | 13.63% | Beats 2% | 732 / 746 | |
| Net Interest Margin | 1.65% | 3.17% | 3.68% | 4.16% | Beats 1% | 737 / 746 | |
| Efficiency Ratio | 118.84% | 55.74% | 64.58% | 75.47% | Beats 2% | 734 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.09% | 0.42% | 1.07% | Beats 72% | 209 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 14.17% | 11.55% | 13.75% | 17.60% | Beats 53% | 347 / 746 | |
| Total Risk-Based Capital Ratio | 15.33% | 11.71% | 14.33% | 18.43% | Beats 58% | 311 / 746 | |
| Equity / Assets | 7.31% | 8.90% | 10.51% | 13.06% | Beats 8% | 685 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 104.34% | 61.31% | 78.27% | 90.78% | 94th pctl | 46 / 746 | |
| Loans / Assets | 93.95% | 53.60% | 66.97% | 76.08% | 100th pctl | 1 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |