PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Parish

Toledo, OH · Charter 2935

NCUA · 1 branch

Q2 2026

$24.0MAssets
$11.0MLoans
$20.6MShares
$2.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.57%, up 93 bps year over year; NIM at 4.01%.
  • Asset quality: problem loans at 0.06% of loans (+6 bps YoY).
  • Capital: net worth / assets of 11.76%, up 96 bps from a year ago.
  • Funding: loans stand at 53.39% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.57%+93 bps YoY

Net Interest Margin (quarter, annualized)

4.01%+22 bps YoY

Efficiency Ratio (quarter, annualized)

68.63%-1,764 bps YoY

Net Worth / Assets

11.76%+96 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.64%0.60%0.68%1.74%1.57%+93 bps
Return on Equity5.90%5.81%6.17%15.09%13.32%+742 bps
Net Interest Margin3.79%3.67%3.98%3.99%4.01%+22 bps
Efficiency Ratio86.27%86.70%85.93%65.17%68.63%-1,764 bps
Growth
Asset Growth (YoY)4.55%13.52%6.24%0.93%1.76%-279 bps
Loan Growth (YoY)7.52%8.62%9.91%10.37%4.00%-352 bps
Share Growth (YoY)3.56%13.58%5.20%-0.75%0.40%-315 bps
Asset Quality
Delinquent Loans / Loans0.00%0.01%0.00%0.01%0.06%+6 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.80%10.26%11.08%11.55%11.76%+96 bps
Net Worth / Assets10.80%10.26%11.08%11.55%11.76%+96 bps
Liquidity & Funding
Loans / Shares51.54%48.70%53.45%53.48%53.39%+185 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps