Parish
Toledo, OH · Charter 2935 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=16)
NCUA · 1 branch
Q2 2026
$24.0MAssets
$11.0MLoans
$20.6MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets in the Toledo, OH area (rank 1 of 16).
- Widest gap: equity / assets trails 31% of credit unions under $1B in assets in the Toledo, OH area (rank 5 of 16).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.57%
Rank 2 of 16
Net Interest Margin
4.01%
Rank 4 of 16
Efficiency Ratio
68.69%
Rank 4 of 16
Equity / Assets
11.75%
Rank 5 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.42% | 0.79% | 1.25% | Beats 88% | 2 / 16 | | |
| Return on Equity | 13.33% | 4.46% | 6.21% | 8.07% | Beats 94% | 1 / 16 | | |
| Net Interest Margin | 4.01% | 3.36% | 3.61% | 4.01% | Beats 75% | 4 / 16 | | |
| Efficiency Ratio | 68.69% | 73.52% | 82.33% | 89.54% | Beats 81% | 4 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.27% | 0.89% | 1.78% | Beats 94% | 2 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.75% | 10.18% | 11.33% | 14.76% | Beats 69% | 5 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.75% | 10.18% | 11.33% | 14.76% | Beats 69% | 5 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 53.39% | 46.01% | 53.43% | 81.29% | 44th pctl | 9 / 16 | | |
| Loans / Assets | 45.88% | 40.62% | 46.48% | 59.08% | 44th pctl | 9 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |