Prevail Bank
Medford, WI · Cert 29294 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Prevail Mutual Holdings Inc.
State savings bank · OCC · 9 branches
Q2 2026
$1.0BAssets
$743.0MLoans
$786.8MDeposits
$136.4MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 87% of banks $1B-$10B in assets operating in a single state (rank 33 of 258).
- Widest gap: return on equity trails 95% of banks $1B-$10B in assets operating in a single state (rank 246 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.44%
Rank 246 of 258
Net Interest Margin
2.57%
Rank 240 of 258
Efficiency Ratio
79.68%
Rank 235 of 257
Equity / Assets
13.26%
Rank 33 of 258
Non-interest income vs. expense
Unfavorable gap of $20.4M · efficiency ratio beats 9% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.93% | 1.23% | 1.54% | Beats 5% | 246 / 258 | |
| Return on Equity | 3.32% | 9.26% | 11.84% | 14.74% | Beats 5% | 246 / 258 | |
| Net Interest Margin | 2.57% | 3.16% | 3.49% | 3.88% | Beats 7% | 240 / 258 | |
| Efficiency Ratio | 79.68% | 51.71% | 60.30% | 69.65% | Beats 9% | 235 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.19% | 0.46% | 0.90% | Beats 74% | 69 / 258 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 83% | 45 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 12.60% | 11.41% | 12.98% | 15.12% | Beats 43% | 146 / 258 | |
| Total Risk-Based Capital Ratio | 12.60% | 12.10% | 13.91% | 16.08% | Beats 33% | 174 / 258 | |
| Equity / Assets | 13.26% | 9.09% | 10.24% | 11.72% | Beats 87% | 33 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 94.44% | 73.24% | 86.34% | 95.95% | 72nd pctl | 73 / 258 | |
| Loans / Assets | 72.27% | 63.01% | 72.27% | 78.40% | 50th pctl | 129 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |