Eureka Homestead
Metairie, LA · Cert 29268 · Peer group: banks under $1B in assets (n=581-629) · Eureka Homestead Bcorp Inc.
State savings bank · OCC · 1 branch
Q2 2026
$89.4MAssets
$75.2MLoans
$57.8MDeposits
$18.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: net interest margin trails 98% of banks under $1B in assets (rank 618 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-0.53%
Rank 592 of 629
Net Interest Margin
1.34%
Rank 618 of 629
Efficiency Ratio
141.28%
Rank 610 of 629
Equity / Assets
20.57%
Rank 77 of 629
Non-interest income vs. expense
Unfavorable gap of $1.8M · efficiency ratio beats 3% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.53% | 0.60% | 1.01% | 1.45% | Beats 6% | 592 / 629 | | |
| Return on Equity | -2.60% | 5.38% | 9.30% | 13.28% | Beats 7% | 587 / 629 | | |
| Net Interest Margin | 1.34% | 3.03% | 3.54% | 4.05% | Beats 2% | 618 / 629 | | |
| Efficiency Ratio | 141.28% | 58.35% | 67.79% | 79.08% | Beats 3% | 610 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.09% | 0.46% | 1.20% | Beats 49% | 298 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 40.92% | 11.24% | 13.84% | 18.77% | Beats 90% | 66 / 629 | | |
| Total Risk-Based Capital Ratio | 42.17% | 11.58% | 14.43% | 19.66% | Beats 90% | 66 / 629 | | |
| Equity / Assets | 20.57% | 9.09% | 10.65% | 13.80% | Beats 88% | 77 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 130.22% | 67.24% | 80.90% | 93.48% | 99th pctl | 5 / 594 | | |
| Loans / Assets | 84.17% | 53.31% | 67.71% | 78.15% | 90th pctl | 62 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |