Nexbank
Dallas, TX · Cert 29209 · Peer group: banks over $10B in assets (n=142-144) · SLHC Trust the
State charter, non-member · FDIC · 2 branches
Q2 2026
$14.2BAssets
$9.3BLoans
$11.0BDeposits
$1.2BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 84% of banks over $10B in assets (rank 24 of 142).
- Widest gap: net interest margin trails 92% of banks over $10B in assets (rank 132 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.02%
Rank 101 of 144
Net Interest Margin
2.13%
Rank 132 of 144
Efficiency Ratio
50.84%
Rank 42 of 144
Equity / Assets
8.43%
Rank 124 of 144
Non-interest income vs. expense
Unfavorable gap of $113.0M · efficiency ratio beats 72% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.02% | 1.00% | 1.26% | 1.54% | Beats 30% | 101 / 144 | | |
| Return on Equity | 12.12% | 8.98% | 11.34% | 14.40% | Beats 57% | 62 / 144 | | |
| Net Interest Margin | 2.13% | 2.82% | 3.31% | 3.68% | Beats 8% | 132 / 144 | | |
| Efficiency Ratio | 50.84% | 49.42% | 56.02% | 62.41% | Beats 72% | 42 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.47% | 0.48% | 0.73% | 1.07% | Beats 14% | 123 / 142 | | |
| Net Charge-Offs / Loans | 0.03% | 0.05% | 0.11% | 0.22% | Beats 84% | 24 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 14.92% | 12.07% | 12.98% | 14.92% | Beats 75% | 36 / 144 | | |
| Total Risk-Based Capital Ratio | 15.39% | 13.39% | 14.14% | 16.25% | Beats 67% | 47 / 144 | | |
| Equity / Assets | 8.43% | 9.69% | 11.39% | 12.96% | Beats 14% | 124 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.52% | 75.72% | 84.92% | 91.56% | 48th pctl | 75 / 143 | | |
| Loans / Assets | 65.96% | 59.83% | 69.07% | 74.80% | 37th pctl | 91 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |