Fox Valley Savings Bank
Fond Du Lac, WI · Cert 29188 · Peer group: banks under $1B in assets in WI (n=110-113) · FVSB Mutual Bcorp MHC
SI · FDIC · 3 branches
Q2 2026
$387.3MAssets
$260.7MLoans
$301.3MDeposits
$54.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 81% of banks under $1B in assets in WI (rank 22 of 113).
- Widest gap: net interest margin trails 96% of banks under $1B in assets in WI (rank 108 of 113).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.17%
Rank 108 of 113
Net Interest Margin
2.42%
Rank 108 of 113
Efficiency Ratio
93.96%
Rank 107 of 113
Equity / Assets
13.95%
Rank 22 of 113
Non-interest income vs. expense
Unfavorable gap of $8.7M · efficiency ratio beats 6% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.85% | 1.17% | 1.51% | Beats 4% | 108 / 113 | | |
| Return on Equity | 1.25% | 7.70% | 10.77% | 13.67% | Beats 4% | 108 / 113 | | |
| Net Interest Margin | 2.42% | 3.19% | 3.59% | 3.89% | Beats 4% | 108 / 113 | | |
| Efficiency Ratio | 93.96% | 54.61% | 62.43% | 71.88% | Beats 6% | 107 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.03% | 0.24% | 0.91% | Beats 42% | 65 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 47% | 59 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 15.44% | 11.22% | 12.95% | 15.76% | Beats 73% | 31 / 113 | | |
| Total Risk-Based Capital Ratio | 15.44% | 11.57% | 13.59% | 16.73% | Beats 69% | 35 / 113 | | |
| Equity / Assets | 13.95% | 9.17% | 10.74% | 13.13% | Beats 81% | 22 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.51% | 76.54% | 86.37% | 98.93% | 51st pctl | 55 / 112 | | |
| Loans / Assets | 67.31% | 63.07% | 71.33% | 78.84% | 38th pctl | 70 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |