PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Jeep Country

Holland, OH · Charter 2918

NCUA · 3 branches

Q2 2026

$72.1MAssets
$31.8MLoans
$62.5MShares
$10.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.47%, up 13 bps year over year; NIM at 3.61%.
  • Asset quality: problem loans at 3.66% of loans (-126 bps YoY).
  • Capital: net worth / assets of 15.13%, up 32 bps from a year ago.
  • Funding: loans stand at 50.84% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

-0.47%+13 bps YoY

Net Interest Margin (YTD, annualized)

3.61%+54 bps YoY

Efficiency Ratio (YTD, annualized)

100.91%+328 bps YoY

Net Worth / Assets

15.13%+32 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.60%0.03%-0.22%-0.68%-0.47%+13 bps
Return on Equity-4.05%0.23%-1.51%-4.58%-3.08%+97 bps
Net Interest Margin3.07%3.42%3.38%3.59%3.61%+54 bps
Efficiency Ratio97.64%87.32%89.80%99.90%100.91%+328 bps
Growth
Asset Growth (YoY)-10.99%-13.10%-9.61%-11.57%-6.45%+453 bps
Loan Growth (YoY)-7.43%-11.69%-12.19%-13.33%-14.50%-708 bps
Share Growth (YoY)-9.20%-13.38%-12.73%-14.70%-10.01%-80 bps
Asset Quality
Delinquent Loans / Loans4.92%5.74%4.88%1.72%3.66%-126 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital14.81%15.11%14.67%14.87%15.13%+32 bps
Net Worth / Assets14.81%15.11%14.67%14.87%15.13%+32 bps
Liquidity & Funding
Loans / Shares53.52%54.21%51.73%52.25%50.84%-267 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps