First Federal Savings and Loan Association of Van Wert, OH
Van Wert, OH · Cert 29135 · Peer group: banks under $1B in assets in OH (n=68-71) · First FS&LA of Van Wert MHC
State savings bank · OCC · 2 branches
Q2 2026
$197.4MAssets
$140.1MLoans
$169.6MDeposits
$24.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in OH (rank 26 of 68).
- Widest gap: net interest margin trails 86% of banks under $1B in assets in OH (rank 61 of 71).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.58%
Rank 56 of 71
Net Interest Margin
2.77%
Rank 61 of 71
Efficiency Ratio
82.31%
Rank 57 of 71
Equity / Assets
12.59%
Rank 21 of 71
Non-interest income vs. expense
Unfavorable gap of $4.4M · efficiency ratio beats 21% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.62% | 1.02% | 1.39% | Beats 21% | 56 / 71 | |
| Return on Equity | 4.61% | 5.62% | 10.07% | 13.60% | Beats 18% | 58 / 71 | |
| Net Interest Margin | 2.77% | 2.93% | 3.56% | 4.07% | Beats 14% | 61 / 71 | |
| Efficiency Ratio | 82.31% | 55.94% | 70.77% | 78.80% | Beats 21% | 57 / 71 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.08% | 0.27% | 0.97% | Beats 21% | 55 / 68 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 26 / 68 | |
| Capital |
| Tier 1 Capital Ratio | 13.52% | 11.18% | 13.77% | 20.34% | Beats 44% | 40 / 71 | |
| Total Risk-Based Capital Ratio | 13.52% | 12.08% | 14.34% | 21.24% | Beats 37% | 45 / 71 | |
| Equity / Assets | 12.59% | 8.41% | 10.74% | 13.32% | Beats 70% | 21 / 71 | |
| Liquidity & Funding |
| Loans / Deposits | 82.60% | 64.48% | 76.81% | 87.49% | 66th pctl | 23 / 68 | |
| Loans / Assets | 70.97% | 55.33% | 65.58% | 72.51% | 69th pctl | 22 / 71 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |