First Federal Savings Bank
Evansville, IN · Cert 29056 · Peer group: banks under $1B in assets (n=581-629) · First Bcorp of Indiana Inc.
State charter, non-member · FDIC · 10 branches
Q2 2026
$575.6MAssets
$429.4MLoans
$472.8MDeposits
$53.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 62% of banks under $1B in assets (rank 221 of 581).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets (rank 590 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.38%
Rank 532 of 629
Net Interest Margin
2.97%
Rank 483 of 629
Efficiency Ratio
89.40%
Rank 549 of 629
Equity / Assets
9.37%
Rank 441 of 629
Non-interest income vs. expense
Unfavorable gap of $14.8M · efficiency ratio beats 13% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.60% | 1.01% | 1.45% | Beats 15% | 532 / 629 | |
| Return on Equity | 4.01% | 5.38% | 9.30% | 13.28% | Beats 18% | 515 / 629 | |
| Net Interest Margin | 2.97% | 3.03% | 3.54% | 4.05% | Beats 23% | 483 / 629 | |
| Efficiency Ratio | 89.40% | 58.35% | 67.79% | 79.08% | Beats 13% | 549 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.09% | 0.46% | 1.20% | Beats 62% | 221 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 58% | 247 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 9.54% | 11.24% | 13.84% | 18.77% | Beats 7% | 588 / 629 | |
| Total Risk-Based Capital Ratio | 9.54% | 11.58% | 14.43% | 19.66% | Beats 6% | 590 / 629 | |
| Equity / Assets | 9.37% | 9.09% | 10.65% | 13.80% | Beats 30% | 441 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 90.81% | 67.24% | 80.90% | 93.48% | 71st pctl | 173 / 594 | |
| Loans / Assets | 74.60% | 53.31% | 67.71% | 78.15% | 65th pctl | 221 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |