Aston, PA · Cert 28908
SI · FDIC · 3 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #52 of 88 inst. · $0.2B of $685.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.04% | 0.15% | 0.32% | 0.14% | 0.30% | +26 bps | |
| Return on Equity | 0.50% | 1.98% | 4.06% | 1.79% | 3.85% | +334 bps | |
| Net Interest Margin | 2.17% | 2.37% | 2.47% | 2.45% | 2.66% | +50 bps | |
| Efficiency Ratio | 98.58% | 92.46% | 83.09% | 93.14% | 84.84% | -1,374 bps | |
| Non-Interest Burden | 2.14% | 2.18% | 2.03% | 2.28% | 2.24% | +10 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.78% | -2.38% | -0.67% | 2.95% | 3.70% | +548 bps | |
| Loan Growth (YoY) | 0.32% | -0.11% | 4.58% | 3.96% | 0.79% | +48 bps | |
| Deposit Growth (YoY) | 2.07% | 0.75% | 1.94% | 4.33% | 5.44% | +337 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.02% | 0.00% | 0.00% | 0.00% | 0.00% | -2 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.57% | 0.57% | 0.57% | 0.57% | 0.58% | +1 bps | |
| Allowance Coverage of NPLs | 33.3x | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.18% | 9.19% | 9.19% | 9.08% | 9.13% | -6 bps | |
| Total Risk-Based Capital | 13.42% | 9.19% | 9.19% | 9.08% | 9.13% | -430 bps | |
| Equity / Assets | 7.62% | 7.90% | 7.91% | 7.89% | 7.77% | +15 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 89.89% | 90.96% | 90.62% | 88.59% | 85.93% | -397 bps | |
| Liquid Assets / Assets | 4.43% | 4.37% | 4.71% | 6.19% | 8.24% | +381 bps | |
| CRE / Total Capital | n/a | 253% | 266% | 266% | n/a | n/a | |