Security Federal Savings Bank
Logansport, IN · Cert 28894 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Security Federal Mutual Bcorp
State savings bank · OCC · 8 branches
Q2 2026
$464.4MAssets
$390.0MLoans
$400.4MDeposits
$47.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 59% of banks under $1B in assets operating in a single state (rank 306 of 743).
- Widest gap: total risk-based capital ratio trails 83% of banks under $1B in assets operating in a single state (rank 617 of 746).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.72%
Rank 560 of 746
Net Interest Margin
3.43%
Rank 477 of 746
Efficiency Ratio
74.60%
Rank 550 of 746
Equity / Assets
10.20%
Rank 399 of 746
Non-interest income vs. expense
Unfavorable gap of $10.8M · efficiency ratio beats 26% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.72% | 1.06% | 1.45% | Beats 25% | 560 / 746 | |
| Return on Equity | 7.06% | 6.74% | 10.51% | 13.63% | Beats 27% | 541 / 746 | |
| Net Interest Margin | 3.43% | 3.17% | 3.68% | 4.16% | Beats 36% | 477 / 746 | |
| Efficiency Ratio | 74.60% | 55.74% | 64.58% | 75.47% | Beats 26% | 550 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.09% | 0.42% | 1.07% | Beats 59% | 306 / 743 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 38% | 460 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 10.96% | 11.55% | 13.75% | 17.60% | Beats 19% | 606 / 746 | |
| Total Risk-Based Capital Ratio | 10.96% | 11.71% | 14.33% | 18.43% | Beats 17% | 617 / 746 | |
| Equity / Assets | 10.20% | 8.90% | 10.51% | 13.06% | Beats 47% | 399 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 97.40% | 61.31% | 78.27% | 90.78% | 88th pctl | 93 / 746 | |
| Loans / Assets | 83.98% | 53.60% | 66.97% | 76.08% | 93rd pctl | 50 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |