Philadelphia, PA · Cert 28836
SI · FDIC · 6 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #44 of 88 inst. · $0.3B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.85% | 0.88% | 0.78% | 0.89% | 0.91% | 0.91% | 0.74% | 0.84% | -5 bps | |
| Return on Equity | 5.00% | 5.11% | 4.36% | 4.96% | 5.05% | 5.07% | 4.09% | 4.59% | -37 bps | |
| Net Interest Margin | 2.59% | 2.66% | 2.63% | 2.75% | 2.70% | 2.71% | 2.59% | 2.66% | -9 bps | |
| Efficiency Ratio | 61.96% | 61.61% | 65.51% | 62.11% | 61.34% | 61.29% | 66.79% | 63.67% | +156 bps | |
| Non-Interest Burden | 1.52% | 1.55% | 1.64% | 1.62% | 1.57% | 1.57% | 1.65% | 1.61% | -1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.96% | -2.43% | -1.68% | 0.79% | 2.61% | 3.11% | 4.99% | 2.91% | +212 bps | |
| Loan Growth (YoY) | -0.85% | 4.03% | 3.92% | 2.97% | 3.33% | -0.78% | 1.29% | 5.37% | +240 bps | |
| Deposit Growth (YoY) | -4.95% | -4.07% | -2.34% | 0.30% | 2.86% | 2.26% | 5.55% | 2.01% | +172 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.06% | 0.06% | 0.06% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.82% | 0.78% | 0.79% | 0.80% | 0.79% | 0.79% | 0.78% | 0.76% | -4 bps | |
| Allowance Coverage of NPLs | 12.7x | 12.7x | 12.7x | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 16.47% | 16.83% | 17.30% | 17.38% | 17.19% | 17.36% | 17.51% | 17.44% | +6 bps | |
| Total Risk-Based Capital | 16.47% | 16.83% | 17.30% | 17.38% | 17.19% | 17.36% | 17.51% | 17.44% | +6 bps | |
| Equity / Assets | 17.50% | 17.94% | 17.99% | 17.87% | 17.96% | 18.31% | 18.01% | 18.23% | +37 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 50.45% | 52.82% | 52.45% | 50.74% | 50.67% | 51.25% | 50.34% | 52.41% | +167 bps | |
| Liquid Assets / Assets | 55.30% | 52.29% | 52.76% | 54.39% | 54.40% | 53.40% | 54.33% | 53.31% | -107 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 79.97% | 80.48% | 81.94% | n/a | n/a | |