Denver, CO · Charter 2881
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.99% | 0.84% | 0.60% | 0.76% | 0.84% | 0.81% | 0.80% | 1.03% | +27 bps | |
| Return on Equity | 7.47% | 6.29% | 4.63% | 5.68% | 6.31% | 6.04% | 5.72% | 7.31% | +163 bps | |
| Net Interest Margin | 2.57% | 2.59% | 2.60% | 2.64% | 2.68% | 2.71% | 3.09% | 3.01% | +37 bps | |
| Efficiency Ratio | 68.52% | 72.39% | 78.97% | 74.80% | 72.36% | 73.68% | 75.19% | 69.07% | -573 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.21% | 0.69% | 1.61% | 4.36% | 4.36% | 5.55% | -0.52% | 1.45% | -291 bps | |
| Loan Growth (YoY) | -0.09% | -0.52% | -5.59% | -5.47% | -1.24% | 0.03% | 8.69% | 8.26% | +1,373 bps | |
| Share Growth (YoY) | 1.32% | 2.56% | 3.22% | 3.14% | 3.89% | 4.16% | -0.36% | 2.40% | -74 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.13% | 0.01% | 0.06% | 0.06% | 0.08% | 0.10% | 0.09% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.19% | 13.30% | 13.06% | 13.37% | 13.37% | 13.41% | 14.01% | 14.15% | +77 bps | |
| Net Worth / Assets | 13.19% | 13.30% | 13.06% | 13.37% | 13.37% | 13.41% | 14.01% | 14.15% | +77 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.29% | 56.97% | 53.71% | 55.30% | 55.41% | 54.71% | 58.59% | 58.47% | +317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |