Superior Savings Bank
Superior, WI · Cert 28790 · Peer group: banks under $1B in assets in WI (n=110-113)
SI · FDIC · 1 branch
Q2 2026
$98.8MAssets
$83.3MLoans
$81.4MDeposits
$16.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: return on equity trails 90% of banks under $1B in assets in WI (rank 102 of 113).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.82%
Rank 90 of 113
Net Interest Margin
3.54%
Rank 61 of 113
Efficiency Ratio
71.88%
Rank 85 of 113
Equity / Assets
17.02%
Rank 11 of 113
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 26% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.85% | 1.17% | 1.51% | Beats 20% | 90 / 113 | | |
| Return on Equity | 4.83% | 7.70% | 10.77% | 13.67% | Beats 10% | 102 / 113 | | |
| Net Interest Margin | 3.54% | 3.19% | 3.59% | 3.89% | Beats 46% | 61 / 113 | | |
| Efficiency Ratio | 71.88% | 54.61% | 62.43% | 71.88% | Beats 26% | 85 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.15% | 0.03% | 0.24% | 0.91% | Beats 21% | 88 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 16.30% | 11.22% | 12.95% | 15.76% | Beats 77% | 26 / 113 | | |
| Total Risk-Based Capital Ratio | 16.30% | 11.57% | 13.59% | 16.73% | Beats 72% | 32 / 113 | | |
| Equity / Assets | 17.02% | 9.17% | 10.74% | 13.13% | Beats 90% | 11 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 102.26% | 76.54% | 86.37% | 98.93% | 82nd pctl | 20 / 112 | | |
| Loans / Assets | 84.32% | 63.07% | 71.33% | 78.84% | 88th pctl | 13 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |