Superior Savings Bank
Superior, WI · Cert 28790 · Peer group: banks under $1B in assets in WI (n=109-112)
SI · FDIC · 1 branch
Q2 2026
$98.8MAssets
$83.3MLoans
$81.4MDeposits
$16.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 36 of 109).
- Widest gap: return on equity trails 90% of banks under $1B in assets in WI (rank 101 of 112).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.82%
Rank 89 of 112
Net Interest Margin
3.54%
Rank 60 of 112
Efficiency Ratio
71.88%
Rank 84 of 112
Equity / Assets
17.02%
Rank 10 of 112
Non-interest income vs. expense
Unfavorable gap of $2.4M · efficiency ratio beats 26% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.85% | 1.17% | 1.51% | Beats 21% | 89 / 112 | |
| Return on Equity | 4.83% | 7.87% | 10.91% | 13.85% | Beats 10% | 101 / 112 | |
| Net Interest Margin | 3.54% | 3.19% | 3.59% | 3.89% | Beats 46% | 60 / 112 | |
| Efficiency Ratio | 71.88% | 54.87% | 62.73% | 72.61% | Beats 26% | 84 / 112 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.15% | 0.03% | 0.22% | 0.91% | Beats 21% | 87 / 109 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 36 / 109 | |
| Capital |
| Tier 1 Capital Ratio | 16.30% | 11.22% | 12.95% | 15.76% | Beats 78% | 25 / 112 | |
| Total Risk-Based Capital Ratio | 16.30% | 11.57% | 13.59% | 16.73% | Beats 72% | 31 / 112 | |
| Equity / Assets | 17.02% | 9.17% | 10.74% | 13.13% | Beats 91% | 10 / 112 | |
| Liquidity & Funding |
| Loans / Deposits | 102.26% | 75.89% | 86.36% | 98.49% | 83rd pctl | 19 / 111 | |
| Loans / Assets | 84.32% | 64.03% | 71.52% | 78.98% | 88th pctl | 13 / 112 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |