First Federal Savings Bank of Angola
Angola, IN · Cert 28769 · Peer group: banks under $1B in assets (n=581-629)
State savings bank · OCC · 1 branch
Q2 2026
$137.3MAssets
$108.2MLoans
$103.5MDeposits
$33.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 81% of banks under $1B in assets (rank 509 of 629).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.04%
Rank 305 of 629
Net Interest Margin
3.57%
Rank 300 of 629
Efficiency Ratio
65.80%
Rank 275 of 629
Equity / Assets
24.31%
Rank 68 of 629
Non-interest income vs. expense
Unfavorable gap of $3.2M · efficiency ratio beats 56% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.60% | 1.01% | 1.45% | Beats 52% | 305 / 629 | |
| Return on Equity | 4.26% | 5.38% | 9.30% | 13.28% | Beats 19% | 509 / 629 | |
| Net Interest Margin | 3.57% | 3.03% | 3.54% | 4.05% | Beats 52% | 300 / 629 | |
| Efficiency Ratio | 65.80% | 58.35% | 67.79% | 79.08% | Beats 56% | 275 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 60% | 234 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 23.28% | 11.24% | 13.84% | 18.77% | Beats 82% | 113 / 629 | |
| Total Risk-Based Capital Ratio | 23.28% | 11.58% | 14.43% | 19.66% | Beats 81% | 117 / 629 | |
| Equity / Assets | 24.31% | 9.09% | 10.65% | 13.80% | Beats 89% | 68 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 104.53% | 67.24% | 80.90% | 93.48% | 91st pctl | 51 / 594 | |
| Loans / Assets | 78.85% | 53.31% | 67.71% | 78.15% | 77th pctl | 142 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |