National Police
Chicago, IL · Charter 2876 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 8 branches
Q2 2026
$620.7MAssets
$317.2MLoans
$542.5MShares
$55.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 75% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 24 of 95).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 91 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.61%
Rank 41 of 96
Net Interest Margin
3.04%
Rank 71 of 96
Efficiency Ratio
76.72%
Rank 37 of 96
Equity / Assets
8.86%
Rank 91 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.61% | -0.02% | 0.42% | 1.03% | Beats 57% | 41 / 96 | |
| Return on Equity | 6.89% | -0.11% | 2.94% | 6.89% | Beats 75% | 24 / 95 | |
| Net Interest Margin | 3.04% | 3.01% | 3.57% | 4.27% | Beats 26% | 71 / 96 | |
| Efficiency Ratio | 76.72% | 73.45% | 82.91% | 96.61% | Beats 62% | 37 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.08% | 0.86% | 1.63% | Beats 55% | 43 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.86% | 11.79% | 15.23% | 18.93% | Beats 5% | 91 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.86% | 11.79% | 15.23% | 18.93% | Beats 5% | 91 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 58.48% | 32.14% | 50.03% | 67.81% | 68th pctl | 31 / 96 | |
| Loans / Assets | 51.11% | 23.12% | 42.50% | 56.24% | 67th pctl | 32 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |