First Federal Savings and Loan Association of Greene County
Waynesburg, PA · Cert 28706 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)
State savings bank · OCC · 7 branches
Q2 2026
$1.0BAssets
$726.6MLoans
$871.8MDeposits
$154.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 15 of 258).
- Widest gap: return on equity trails 96% of banks $1B-$10B in assets operating in a single state (rank 247 of 258).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.48%
Rank 243 of 258
Net Interest Margin
2.60%
Rank 238 of 258
Efficiency Ratio
78.17%
Rank 231 of 257
Equity / Assets
14.99%
Rank 18 of 258
Non-interest income vs. expense
Unfavorable gap of $20.7M · efficiency ratio beats 11% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.93% | 1.23% | 1.54% | Beats 6% | 243 / 258 | | |
| Return on Equity | 3.23% | 9.26% | 11.84% | 14.74% | Beats 4% | 247 / 258 | | |
| Net Interest Margin | 2.60% | 3.16% | 3.49% | 3.88% | Beats 8% | 238 / 258 | | |
| Efficiency Ratio | 78.17% | 51.71% | 60.30% | 69.65% | Beats 11% | 231 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.19% | 0.46% | 0.90% | Beats 41% | 152 / 258 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 100% | 15 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 31.68% | 11.41% | 12.98% | 15.12% | Beats 98% | 4 / 258 | | |
| Total Risk-Based Capital Ratio | 32.08% | 12.10% | 13.91% | 16.08% | Beats 98% | 4 / 258 | | |
| Equity / Assets | 14.99% | 9.09% | 10.24% | 11.72% | Beats 93% | 18 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.35% | 73.24% | 86.34% | 95.95% | 41st pctl | 152 / 258 | | |
| Loans / Assets | 70.41% | 63.01% | 72.27% | 78.40% | 44th pctl | 145 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |