Brookfield, WI · Cert 28679
SI · FDIC · 43 branches
Q2 2026
Market Position · Milwaukee-Waukesha, WI · 2026 SOD (annual) · 1.8% share · #11 of 43 inst. · $1.5B of $79.9B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 0.89% | 0.90% | 0.95% | 0.56% | 1.08% | 0.98% | 1.05% | +11 bps | |
| Return on Equity | 6.36% | 6.48% | 6.28% | 6.32% | 3.72% | 7.19% | 6.52% | 6.92% | +60 bps | |
| Net Interest Margin | 3.49% | 3.52% | 3.50% | 3.63% | 3.72% | 3.79% | 3.72% | 3.81% | +18 bps | |
| Efficiency Ratio | 72.78% | 71.63% | 72.25% | 71.69% | 86.58% | 68.72% | 70.34% | 69.19% | -250 bps | |
| Non-Interest Burden | 2.32% | 2.30% | 2.32% | 2.37% | 3.10% | 2.36% | 2.39% | 2.39% | +2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.48% | 2.28% | -3.25% | -3.22% | -2.68% | -2.62% | 4.21% | 4.22% | +744 bps | |
| Loan Growth (YoY) | 2.22% | 1.46% | 2.11% | 0.21% | -0.24% | 2.50% | 4.09% | 7.11% | +690 bps | |
| Deposit Growth (YoY) | 0.70% | 1.63% | 1.91% | 1.72% | 2.51% | 2.39% | 3.55% | 3.72% | +200 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.17% | 0.17% | 0.16% | 0.15% | 0.10% | 0.09% | 0.09% | 0.10% | -5 bps | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.04% | 0.00% | 0.00% | 0.02% | 0.02% | 0.02% | +2 bps | |
| Allowance / Loans | 0.70% | 0.72% | 0.70% | 0.70% | 0.71% | 0.70% | 0.69% | 0.67% | -3 bps | |
| Allowance Coverage of NPLs | 4.0x | 4.3x | 4.5x | 4.6x | 7.4x | 8.0x | 7.7x | 6.9x | +2.2x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.92% | 12.97% | 13.51% | 14.18% | 14.11% | 14.06% | 14.41% | 14.45% | +26 bps | |
| Total Risk-Based Capital | 12.92% | 12.97% | 13.51% | 14.18% | 14.11% | 14.06% | 14.41% | 14.45% | +26 bps | |
| Equity / Assets | 13.68% | 13.82% | 14.88% | 15.02% | 14.88% | 15.05% | 15.16% | 15.31% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.07% | 91.54% | 92.69% | 92.09% | 90.57% | 91.63% | 93.17% | 95.10% | +301 bps | |
| Liquid Assets / Assets | 20.81% | 21.96% | 16.63% | 17.25% | 18.67% | 17.99% | 17.04% | 15.58% | -168 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 249% | 259% | 266% | n/a | n/a | |