Conneaut Savings Bank, The
Conneaut, OH · Cert 28677 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Conneaut Bcorp MHC
SL · FDIC · 1 branch
Q2 2026
$76.7MAssets
$54.1MLoans
$65.3MDeposits
$10.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: efficiency ratio trails 85% of banks under $1B in assets operating in a single state (rank 636 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.58%
Rank 618 of 746
Net Interest Margin
3.50%
Rank 452 of 746
Efficiency Ratio
81.74%
Rank 636 of 746
Equity / Assets
13.27%
Rank 172 of 746
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 15% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.72% | 1.06% | 1.45% | Beats 17% | 618 / 746 | |
| Return on Equity | 4.34% | 6.74% | 10.51% | 13.63% | Beats 16% | 630 / 746 | |
| Net Interest Margin | 3.50% | 3.17% | 3.68% | 4.16% | Beats 39% | 452 / 746 | |
| Efficiency Ratio | 81.74% | 55.74% | 64.58% | 75.47% | Beats 15% | 636 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.09% | 0.42% | 1.07% | Beats 52% | 355 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 15.09% | 11.55% | 13.75% | 17.60% | Beats 62% | 283 / 746 | |
| Total Risk-Based Capital Ratio | 15.09% | 11.71% | 14.33% | 18.43% | Beats 56% | 325 / 746 | |
| Equity / Assets | 13.27% | 8.90% | 10.51% | 13.06% | Beats 77% | 172 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 82.79% | 61.31% | 78.27% | 90.78% | 60th pctl | 302 / 746 | |
| Loans / Assets | 70.47% | 53.60% | 66.97% | 76.08% | 58th pctl | 310 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |