Fairview Savings and Loan Association
Fairview, OK · Cert 28652 · Peer group: banks under $1B in assets in OK (n=88-89)
State savings bank · OCC · 1 branch
Q2 2026
$65.1MAssets
$43.7MLoans
$51.4MDeposits
$13.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in OK (rank 12 of 88).
- Widest gap: return on equity trails 79% of banks under $1B in assets in OK (rank 70 of 89).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.44%
Rank 30 of 89
Net Interest Margin
3.90%
Rank 47 of 89
Efficiency Ratio
55.96%
Rank 28 of 89
Equity / Assets
20.73%
Rank 3 of 89
Non-interest income vs. expense
Unfavorable gap of $1.4M · efficiency ratio beats 70% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.85% | 1.26% | 1.60% | Beats 66% | 30 / 89 | | |
| Return on Equity | 6.93% | 7.40% | 11.89% | 14.65% | Beats 21% | 70 / 89 | | |
| Net Interest Margin | 3.90% | 3.46% | 3.93% | 4.45% | Beats 47% | 47 / 89 | | |
| Efficiency Ratio | 55.96% | 54.70% | 60.95% | 71.14% | Beats 70% | 28 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.30% | 0.82% | 2.25% | Beats 100% | 12 / 88 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.03% | 0.20% | Beats 78% | 20 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 20.76% | 10.89% | 13.00% | 16.33% | Beats 90% | 9 / 89 | | |
| Total Risk-Based Capital Ratio | 20.76% | 11.20% | 13.06% | 16.33% | Beats 85% | 13 / 89 | | |
| Equity / Assets | 20.73% | 9.26% | 10.94% | 13.52% | Beats 97% | 3 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.10% | 61.51% | 72.27% | 84.01% | 80th pctl | 18 / 88 | | |
| Loans / Assets | 67.10% | 52.51% | 63.15% | 71.27% | 60th pctl | 36 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |